| Financial Planning | Goal Achievement | Expected Returns | Risk Profiling |
	Goal Achievement

Savings without having any Goal is just like walking on a road without knowing the destinations, so to begin your Financial Planning it becomes very necessary to set Goals, As setting Goals will make you more focused and will help you save in accordance with it.

Financial Plan differs from individual to individual as their goals are different and so it is important to identify the Goals, Goals can be anything from planning your child’s education to their marriage, it can be your own retirement or buying a new house or a car.

Deciding on goals keep you more committed towards achieving them, Often people set goals but they fail to achieve them just because they don’t make a systematic plan to achieve them. Once you have set your goals you know your current position as to where you are today for example your daughter is 3 years old and time to marriage is 20 years so you can plan accordingly moreover you can also set priority as if you are planning to buy a house and also planning for your child’s marriage as well as your retirement you can according allocate money. Buying a house as of now will be on the top of the priority chart and so you can allocate more money there and once you achieve this goal you can divert your full concentration to other goals.